What’s New for 2027
View a summary of the key changes being made to our benefits program for 2027.
Take Action
Review this page to find out what you need to know and what you need to do during Open Enrollment. Then enroll in your 2027 benefits. Remember: if you don’t enroll, your current benefit elections will continue next year, with the exception of your Flexible Spending Account (FSA) and/or Health Savings Account (HSA) elections. If you wish to contribute to an FSA and/or HSA in 2027, you must take action during Open Enrollment.
How to Enroll
Enrolling is easy! Find out how.
Tools to Help You Choose
Use these resources for help making informed decisions about your benefits.
Your Benefit Options
See the benefits available to you in 2027 and your costs for coverage.
Whats New for 2027
Commvault’s benefits are designed to support your physical, emotional and financial wellbeing. We have invested in our benefits offerings to ensure that we are providing you and your families with a comprehensive and competitive package to meet every employee’s unique needs. Read on to learn about what’s new and changing for next year.
Use this page as your go-to resource during Open Enrollment to learn about your 2027 Commvault benefits (the other pages on this site describe our 2027 benefits).
Ask ALEX for Help Choosing the Right Plans for Your Needs
Open Enrollment is a good opportunity to review your benefits and choose what’s best fit for you and your family in 2027. We provide you with tools to help you make informed decisions about your benefits. ALEX is an online, interactive tool that can give you personalized recommendations for which medical and/or dental plan might be right for you. ALEX can also help you understand how a tax-advantaged savings account — such as a Health Savings Account (HSA) — can help meet your needs. All you need to do is answer a few questions about your situation.
ALEX can also look back and use your actual 2026 medical costs to make enhanced, data-driven recommendations for your 2027 elections, if you choose to share your member ID number. You can find ALEX at start.myalex.com/commvault.
2027 Costs
Commvault continues to provide competitive healthcare and other employee benefits. We work hard each year to keep our costs as low as possible while providing high-quality coverage. Commvault will continue to pay 80% of the benefits coverage; however, due to rising healthcare costs, 2027 employee contributions will be adjusted. We’ve made very few changes to the plans so you have variety and flexibility to choose the best benefits at the right cost for you and your family.
Medical Plan Changes
There are no plan design changes to the Choice Plus Savings Plan, the Choice Exclusive (EPO) Plan and the Choice Plus Preferred (PPO) Plan.
We are making some changes to the Surest Plan design as follows:
- Copays: You pay a flat copay for all services based on the quality rating of the provider. For example, copays for office visits can range between $10 - $65. Be sure to use the Surest app to know what you’ll pay for care before going to the doctor so you know exactly what your cost will be.
- Out-of-pocket maximum: $4,000 individual/$8,000 family.
TIP: Think about the whole cost.
When choosing a medical plan, it’s important to think about the whole cost of coverage — the amount you’ll spend out of your paycheck, as well as out of your pocket (copays, deductibles, and coinsurance).
New Copay for Weight Loss Medications
Like many employers, Commvault continues to see increased usage and rising costs associated with GLP-1 medications prescribed for weight loss. Starting in 2027, we’re introducing a $100 copay for each 30-day supply of GLP-1 medications when used for weight loss, consistent with the changes being made by other companies. As a reminder, prior approval from CVS/Caremark is required to fill a prescription for a GLP-1 medication used for weight loss.
Dental Plan Changes
We continue to provide competitive and comprehensive dental benefits with the plan feature described below.
- Preventive Services: Covered at 100%
- Basic Services: You pay 20% and the plan pays 80%
- Major Services: You pay 50% and the plan pays 50%
Increased HSA Contribution Limits for the Choice Plus Savings Plan
The HSA contribution limits are increasing for 2027, meaning you can set aside more tax-advantaged dollars to use for today’s and tomorrow’s health care expenses. Both your and Commvault’s contributions count towards the annual maximum that can be contributed to an HSA. Review the table below to see how much you can contribute in 2027.
| Coverage Tier | Commvault Contributes | Your Maximum Contribution | Total Maximum Contribution |
|---|---|---|---|
| Employee Only | $400 | $4,100 | $4,500 |
| Family | $600 | $8,400 | $9,000 |
Remember, if you will be age 55 or older in 2027, you can make an additional $1,000 catch-up contribution.
Increased Health Care Flexible Spending Account (FSA), Limited Purpose FSA and Dependent Care FSA Contribution Limits
In 2027, you can contribute up to $3,500 to the Health Care FSA or Limited Purpose FSA. You can also carry over up to $680 of unused 2026 FSA contributions into 2027.
You can contribute to the Health Care FSA if you enroll in the Surest Plan, Choice Plus Preferred PPO, Choice Exclusive EPO, or waive medical coverage. The Limited Purpose FSA is available for those enrolled in the Choice Plus Savings Plan.
The contribution limit for the Dependent Care FSA will be $7,500 for single parents or married couples filing joint tax returns (or $3,750 for married couples filing separate tax returns).
How to Enroll
Enrolling is easy! Beginning October 26, go to your Workday Inbox to begin making your 2027 elections. Enroll online at your convenience, any time of day or night. Enrollment closes at 11 p.m. PT on November 6.
Please note: After Open Enrollment ends, you cannot change your benefit elections unless you experience a qualifying life event, such as a birth or a marriage.
TOOLS TO HELP YOU CHOOSE
Choosing the right plans is important for both your health and your financial well-being. These resources will help you understand your options and select the ones that provide the right coverage and value for you and your family.
- 2027 Open Enrollment Newsletter – Learn more about what’s changing for 2026, along with highlights of other Commvault offerings, key dates, and action steps for enrollment.
- Attend or Watch a Presentation – Commvault’s vendor partners have prepared presentations for you to attend; invites are in your Outlook calendar. If you missed a session, you can watch at your convenience to learn more about your benefits.
- Ask ALEX – ALEX is an online, interactive tool that can give you personalized recommendations for which medical and/or dental plan might be right for you. ALEX can also help you understand how a tax-advantaged savings account — such as a Health Savings Account (HSA) — can help meet your needs for 2027.
- 2027 Contribution Rates – View your cost for health care coverage in 2027.
Your enrollment checklist
Use this checklist to make the most of your Open Enrollment opportunity:
- Learn about your benefit options, paying special attention to the changes coming next year.
- Think about your coverage needs, including how much health care you anticipate needing and whether your current life and disability insurance provides enough protection.
- Make sure your dependent information is correct and all your dependents are still eligible (up to age 26).
- Update your FSA enrollment and/or HSA contribution amount — your current election(s) will not carry over to 2027. Note that you can carry over up to $680 of unused 2026 FSA contributions into 2027.
- Complete your benefits enrollment by Friday, November 6, 2026 at 11 p.m. PT.
YOUR BENEFIT OPTIONS
During Open Enrollment, you have the opportunity to enroll in the following benefits for 2027:
Medical
You will continue to have four UHC medical plan options to choose from:
- Surest Plan
- Choice Plus Savings Plan
- Choice Plus Preferred (PPO) Plan
- Choice Exclusive (EPO) Plan
When you enroll in a UnitedHealthcare medical plan, you automatically receive prescription drug benefits through CVS Caremark.
Supplemental Medical
The following plans will be available through MetLife:
- Accident Insurance
- Hospital Indemnity Insurance
- Critical Illness Insurance
Why consider enrolling in a supplemental health plan?
When you think about your health coverage options, you may wonder, “Why would I need supplemental health coverage when I have a medical plan?” The answer is simple: life is unpredictable. The supplemental health plan options can offer additional peace of mind by ensuring you have coverage in place that’s going to provide the most protection to your income and allow you to focus on recovering from your condition, rather than managing financial difficulties.
Dental
You will continue to have two dental plan options to choose from:
- Cigna PPO
- Cigna DHMO
Vision
There are no changes for 2027. You may enroll in the UHC vision plan.
Savings & Spending Accounts
The following accounts will be available in 2027:
-
Health Savings Account (HSA) – HSA contribution limits are increasing for 2027 to $4,500 for employee-only coverage and $9,000 if you cover dependents. Commvault’s also contributes to your HSA. Below is how much you and Commvault can contribute.
Coverage Tier Commvault Contributes Your Maximum Contribution Total Maximum Contribution Employee Only $400 $4,100 $4,500 Family $600 $8,400 $9,000 Catch-up contributions remain at an additional $1,000 for employees age 55 and over.
- Health Care Flexible Spending Account (FSA) – You can contribute up to $3,500 in 2027.
- Limited Purpose FSA – May be combined with your HSA to cover eligible dental and vision expenses. You can contribute up to $3,500 in 2027.
- Dependent Care FSA – 2027 contribution limits are $7,500 for single parents or married couples filing joint tax returns (or $3,750 for married couples filing separate tax returns.
Life Insurance
In addition to the basic life and AD&D insurance you receive, which is company-paid with no enrollment required, you may enroll in:
- Supplemental employee life and AD&D insurance
- Spouse life insurance
- Child life insurance
Disability Insurance
You will receive short-term disability and long-term disability insurance at no cost to you, with no enrollment required. For Vaulters earning $200,000 or more in total annual compensation, you may choose to enroll in buy-up long-term disability, which increases your maximum monthly benefit.
Value Added Benefits
Consider the other value-added benefits available to you in 2027:
- Backup Child, Elder, and Pet Care with Bright Horizons
- Identity Theft Protection with ID Watchdog
- Pet Insurance with Pets Best
- MetLife Legal Plan
- Genetic Health Screening and Cancer Support through Genomic Life
- Discounted Fitness Subscriptions from Wellhub
- Farmers Home & Auto Insurance
Maximize your benefits
Get the most out of your Commvault benefits, now and throughout the year. These resources can help you find the right support for your needs:
- Get support navigating the health care system: Health Advocate offers free, personalized assistance with things like understanding your medical benefits, resolving claims, choosing the right provider, and more. Help is only a call away at 1-866-695-8622. Learn more on the Health Advocate website.
- Need help, but not sure where to start? Receive expert assistance with day-to-day challenges or mental health care from Spring Health, our innovative Employee Assistance Program (EAP). You can get connected with a care navigator, who will help you create a personalized care plan, or explore a library of on-demand resources for a variety of work-life needs, including legal assistance, financial services, child and elder care, travel, and more.
- Get support with your financial wellbeing: Origin gives you free access to financial advice and easy-to-use tools to help you track your spending, build a budget, and make informed financial decisions.
- Support your overall wellbeing with Commwell: Explore Commvault’s wellness platform for resources, activities, and tools designed to help you build healthy habits and support your physical, emotional, and social wellbeing.
- Access wellbeing apps at no cost with Wellhub: Explore a selection of free digital wellbeing apps without signing up for a paid tier, with support for areas such as fitness, mindfulness, sleep, and nutrition.
- Set up your workspace to support your health: Use Commvault’s ergonomic support and resources to help create a safe, comfortable workspace that supports healthy working habits and helps prevent discomfort
Health Advocate and Spring Health are available to all Vaulters and their family members — no enrollment required.
2027 CONTRIBUTIONS
Below are the bi-weekly paycheck contributions for medical, dental and vision coverage.*
| Medical | |||||
|---|---|---|---|---|---|
|
Choice Plus Savings Plan |
Surest Plan |
Choice Exclusive (EPO) Plan |
Choice Plus Preferred (PPO) Plan |
||
|
Employee only |
$12.46 |
$57.76 |
$76.48 |
$105.60 |
|
|
Employee + 1 |
$63.14 |
$135.12 |
$169.34 |
$227.04 |
|
|
Employee + 2 |
$89.72 |
$199.77 |
$218.50 |
$295.68 |
|
|
Family |
$116.31 |
$264.42 |
$314.32 |
$403.98 |
|
| Dental | ||
|---|---|---|
| Cigna PPO | Cigna DHMO | |
|
Employee only |
$10.48 |
$7.24 |
|
Employee + 1 |
$20.91 |
$14.47 |
|
Employee + 2 |
$29.55 |
$20.88 |
|
Family |
$33.29 |
$23.04 |
| UHC Vision Plan | |
|---|---|
|
Employee only |
$3.34 |
|
Employee + 1 |
$6.10 |
|
Employee + 2 |
$10.58 |
|
Family |
$10.58 |
*Please note that if you cover your domestic partner and/or your domestic partner’s children, this will be a taxable benefit in the form of imputed income. Please see your tax advisor for any exemptions or other tax related questions.